Consumer Lending Application

Enable JavaScript: you are currently trying to view the First Merchants site with JavaScript disabled. In our commitment to your security, and in keeping with industry standards, we require JavaScript be enabled in your browser settings.


First Merchants Consumer Lending Application

Thank you for your interest in our consumer lending products. Using this simple application, you can start your application for a Home Equity Line of Credit (HELOC), Home Equity Loan, Auto Loan, Personal Loan, or Smart Home Refinance. Following your completion of this form, we will contact you within 1-2 business days to discuss your loan options.

Application Checklist

At the current time, we are only accepting online applications from residents in Indiana, Illinois, Michigan and Ohio.
If you are a current First Merchants Bank customer located in a state other than those listed above, please call us at 1.800.205.3464 and you will be able to speak with a representative.

For Technical Assistance please contact First Merchants Bank at 1.800.205.3464